Financial Promotions Review

When your business markets financial promotions and adverts, it must make sure that they comply with the FCA's rules and treat your customers fairly. 

Your are required to ensure that this is the case for the following:

  • consumer credit firms

  • insurance lenders and intermediaries

  • mortgage lenders and intermediaries

  • investment firms

  • deposits

The FCA makes it clear that financial promotions, adverts and products must:

  • be fair, clear and not misleading

  • provide a balanced view of your products or services

  • not disguise or minimise important warning, limitations or statement.

Systems and Controls

Your firm is required to ensure that you have adequate systems in place to ensure that:

  • people designing and approving financial promotions and adverts understand the rules

  • financial promotions and adverts are fair, clear and do not mislead

  • you monitor financial promotions and ensure adequate records are maintained

  • you review complaints and ensure mistakes are not repeated in future promotions, where this is the case. 

We can help you ensure that your financial promotions meet the regulatory standards and requirements. We are able to work closely with you, either remotely or on client site to ensure your financial promotions are compliant and that your have adequate systems and controls in place. We can manage your financial promotions and marketing material, both externally and in house and offer you ongoing flexible price plans, saving you additional costs and time.