Regulatory Licensing & Authorisation Experts
We guide firms through the full licensing process — from initial assessment and application preparation through to regulator approval. FCA, MiCA, VARA, FINTRAC and beyond.
Speak to an ExpertWhat We Do
We provide end-to-end licensing support for firms seeking regulatory authorisation across the UK, EU and internationally. From initial assessment through to final approval, we manage every stage of the process — ensuring applications are complete, compliant and submitted to the highest standard.
Licence Types We Support
- Payment Institutions (API/SPI) →
- Electronic Money Institutions (AEMI/SEMI) →
- Cryptoasset Registration & MiCA CASP →
- Banking Licence (PRA/FCA) →
- Money Services Business Registration →
Our Process
Assessment
We review your business model, target markets and identify the optimal licence type and jurisdiction.
Documentation
We prepare the full application including business plan, programme of operations, policies, governance framework and financial projections.
Submission
We submit the application and manage all regulator correspondence, queries and information requests.
Authorisation
We support you through to final approval and ensure all conditions are met for a clean authorisation.
Why Our Applications Succeed
Our success rate exceeds 99% because we do not submit applications until they are complete and meet the regulator's expectations. Every document is prepared to the standard expected by the assessing case officer. We anticipate FCA and European regulator queries and address them proactively in the application pack.
A strong FCA application requires a credible business plan with realistic financial projections, a clear programme of operations, a robust governance framework with identified key personnel, comprehensive AML/CFT policies, and — for payment and e-money firms — detailed safeguarding arrangements. We prepare all of this as a single, cohesive application package.
Frequently Asked Questions
It depends on the licence type. SPI and SEMI registrations typically take 3–6 months. Full API and AEMI authorisations take 6–12 months. Banking licences take 12–36 months.
Everything from initial assessment and jurisdiction selection through to business plan drafting, policy preparation, application submission, query management and regulator liaison through to approval.
Yes. We support licensing in Lithuania, Ireland, Poland, Malta, UAE (VARA/ADGM), Singapore, Canada (FINTRAC) and other jurisdictions.
Our application success rate exceeds 99%. We achieve this by only submitting applications when they are fully complete and meet the regulator’s expectations.
Yes. Jurisdiction selection is a core part of our initial assessment. We consider your target markets, business model, capital position, timeline and long-term strategy.
In most jurisdictions, yes. The FCA requires a UK-incorporated entity. EU regulators require incorporation in the relevant member state. We can support entity setup.
Speak to Our Team
Get in touch to discuss how we can support your regulatory and compliance needs.
info@regulatorycounsel.co.uk | 2 Frederick Street, London WC1X 0ND