Navigate Regulation. Accelerate Growth.
We advise financial services firms on authorisation, regulatory strategy and compliance, from market entry and complex regulatory matters to ongoing supervision and change.
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Whether you need licensing support, compliance advice or regulatory strategy, our team is ready to help. Free initial consultation - no obligation.
Trusted by leading firms across
Deep regulatory expertisewith a commercial mindset.Licensing, compliance, andfinancial crime support.
Advisory
Strategic regulatory guidance for financial services firms at every stage.
Licensing & Authorisation
End-to-end licence applications across all major jurisdictions.
Compliance & Regulation
Ongoing compliance frameworks tailored to your regulatory obligations.
Financial Crime
AML, KYC and financial crime prevention programmes.
Sectors
Sectors We Advise
Regulatory requirements differ sharply by permission and business model. We advise across payments, insurance, lending, investments and digital assets.
Payment Institutions
Authorisation, safeguarding, compliance monitoring and FCA supervisory support for payment firms.
Electronic Money Institutions
EMI authorisation, CASS 15 safeguarding, regulatory reporting and ongoing compliance.
Insurance, MGAs & Brokers
Product governance, delegated authority oversight, Consumer Duty and regulatory remediation.
Mortgages & Home Finance
MCOB compliance, advice and sales controls, file reviews and appointed representative oversight.
Consumer Credit
CONC compliance, responsible lending, collections, complaints and Consumer Duty evidence.
Investment & Wealth Firms
COBS conduct, suitability testing, Consumer Duty, SM&CR and financial crime controls.
Cryptoassets
FCA registration, MiCA CASP authorisation and financial crime frameworks for digital asset firms.
Banking
Credit institution authorisation, governance, SM&CR and prudential and conduct compliance.
Money Services Businesses
Registration, financial crime frameworks and compliance audits across the UK and global markets.
Services
Everything you need to secure authorisation, evidence ongoing compliance and respond credibly to regulatory scrutiny.
Licensing & Authorisation
End-to-end licence applications across all major jurisdictions.
Compliance Support
Ongoing compliance frameworks and senior capacity for authorised firms.
Compliance Audit
Independent, risk-based reviews of your compliance arrangements.
Consumer Duty
Outcome testing, fair value evidence and the annual board assessment.
SM&CR
Responsibilities, certification, fitness and propriety and Conduct Rules.
Product Governance & PROD
Target market, fair value and distribution controls that hold up.
Principal & AR Oversight
Due diligence, monitoring and annual review for principal firms.
FCA Supervision & Remediation
Information requests, s166 reviews and credible remediation.
Financial Crime
AML, sanctions and financial crime prevention programmes.
Our Approach
Regulation is not simply a hurdle to overcome. It is the framework that allows financial services firms to operate, grow and scale across markets.
Firms that build strong regulatory foundations move faster, attract stronger partners and expand with confidence. Our role is to build that foundation with you, from initial authorisation through to long-term regulatory management.
Strategic Regulatory Advisory
Launching a regulated financial services firm requires more than preparing an application. It requires choosing the right licence, the right jurisdiction and the right regulatory structure for your business model.
We advise businesses and financial institutions on how to approach licensing strategically so that regulatory structure supports long-term growth rather than limiting it.
End-to-End Regulatory Support
Regulatory work does not end with authorisation. Firms must maintain robust governance, compliance frameworks, safeguarding arrangements and regulatory reporting.
We support clients across the full regulatory lifecycle including authorisation, ongoing compliance, expansion into new jurisdictions and regulatory change management.
Financial Services Specialisation
We operate exclusively within regulated financial services.
Our work focuses on payment institutions, electronic money institutions, cryptoasset firms, banking licences and money services businesses across the UK, Europe and selected global markets.
This focus means we bring deep regulatory knowledge and practical experience to every engagement.
We combine deep regulatory expertise with a commercial mindset. Our role is to guide you through every stage - from initial authorisation to long-term regulatory management.
Partnering with us means challenging your business to think differently, make informed decisions and achieve a competitive advantage.
Tailored Strategy
We review your business model, target markets and regulatory landscape to build a clear regulatory strategy tailored to your needs.
Expert Execution
We prepare and manage your application from drafting to submission to approval, handling all regulator communications directly.
Ongoing Support
We support you post-authorisation with ongoing compliance, reporting and regulatory change management across jurisdictions.
Featured
Regulation is not the obstacle. It is your competitive advantage.
We help businesses transform regulatory requirements into strategic assets that differentiate them in the market.
Get in touch →Latest Insights
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Everything firms need to know about FCA payment institution authorisation - API vs SPI thresholds, capital requirements, assessment criteria and common failure modes.
Lithuania vs Ireland for a Payment Institution Licence: Which Should You Choose?
A detailed comparison of Lithuania and Ireland for EU payment institution licensing - speed, cost, substance requirements and passporting after Brexit.
Payment Institution Compliance Obligations After FCA Authorisation
A comprehensive guide to the ongoing regulatory obligations UK payment institutions must meet after receiving FCA authorisation.
Trusted by Businesses, Worldwide
"They handled our FCA authorisation from start to finish. The process was transparent, they set realistic timelines, and we were authorised within the timeframe they outlined. Very straightforward to work with."
Managing Director, UK Payments Firm
"We engaged Regulatory Counsel for our EMI licence application in Lithuania. Their understanding of the local regulatory requirements was strong, and they kept us well informed throughout. Would recommend for any EU licensing matter."
Co-Founder, European Fintech
"We needed compliance support across three jurisdictions simultaneously. They were responsive, commercially aware, and genuinely understood the operational realities of running a regulated crypto business."
Head of Compliance, Digital Asset Platform
Global Coverage
Regulatory expertise across the world's most important financial markets
We advise clients on licensing, compliance and regulatory strategy in over 65 jurisdictions. Our teams combine local regulatory knowledge with a global perspective to deliver consistent, high-quality outcomes wherever you operate.
FCA · PRA · HMRC
United Kingdom
Full-scope regulatory advisory for payment institutions, EMIs, crypto firms and banks under the UK regulatory framework.
National Competent Authorities
European Union
Cross-border licensing and passporting across EU member states, including MiCA compliance for digital asset service providers.
FinCEN · State Regulators
United States
Federal and state-level money transmitter licensing, BSA/AML compliance and regulatory strategy.
MAS
Singapore
Payment services licensing and compliance advisory under the Payment Services Act and related MAS frameworks.
FINTRAC
Canada
MSB registration and ongoing compliance support for firms operating in the Canadian financial services market.
Global Coverage
60+ Additional Countries
We advise on regulatory licensing and compliance across over 65 jurisdictions worldwide, including Australia, Hong Kong, South Africa, Nigeria, India, and more.
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How can we help you?
Whether you need licensing support, compliance advisory or regulatory strategy, we are here to help. Free initial consultation - no obligation.
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